Supposing you were to be speaking on the phone to your bank, and they said “Would you like to upgrade your account from type X to type Y?”. You establish that there’s nothing to be done other than that they
Err… is there a punchline to this?
I am not a financial genius. Perhaps someone else could point out the selling point here for me? Whilst standing in the queue around the corner from work to get some cash out this morning (because my normal ATM is